Form 5500 · Employee benefit plan · MONTCLAIR, CA
OPARC
OPARC of MONTCLAIR, CA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is HEFFERNAN INSURANCE BROKERS. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 95-1943396 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Vision | 263 | May | $7,387 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 232 | June | $5,232 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 30 | June | $2,923 |
| SAFEGUARD HEALTH PLANS, INC. | Dental | 101 | May | $1,678 |
Questions
Who is OPARC's benefits broker?
Per its most recent Form 5500 Schedule A, OPARC's broker of record is HEFFERNAN INSURANCE BROKERS.
What insurance carrier does OPARC use?
OPARC's benefit plan is written through METROPOLITAN LIFE INSURANCE COMPANY, among 4 disclosed carriers.
When does OPARC's group plan renew?
The most recent Schedule A policy period for OPARC ended in May. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from OPARC's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.