Form 5500 · Employee benefit plan · NORWICH, NY
NBT BANCORP INC.
Public Form 5500 records show how NBT BANCORP INC. (NORWICH, NY) structures its employee benefits. Its broker of record is NBT INSURANCE AGENCY LLC. Coverage is written through RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF NEW YORK and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 16-1268674 · plan 508 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF NEW YORK | Life | 2,082 | December | $90,033 |
| FIRST RELIANCE STANDARD | — | 2,040 | December | $38,316 |
| FIRST RELIANCE STANDARD | Disability | 2,579 | December | $28,448 |
| FEDERAL INSURANCE COMPANY | — | 2,082 | February | $1,362 |
| DELTA DENTAL OF NEW YORK | Dental | 3,216 | December | $0 |
| EMPLOYEE NETWORK, INC. | — | 1,770 | December | $0 |
| EMPLOYEE NETWORK, INC. | — | 259 | December | $0 |
| EMPLOYEE NETWORK, INC. | — | 95 | December | $0 |
| VISION SERVICE PLAN | Vision | 1,504 | December | $0 |
Questions
Who is NBT BANCORP INC.'s benefits broker?
Per its most recent Form 5500 Schedule A, NBT BANCORP INC.'s broker of record is NBT INSURANCE AGENCY LLC.
What insurance carrier does NBT BANCORP INC. use?
NBT BANCORP INC.'s benefit plan is written through RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF NEW YORK, among 9 disclosed carriers.
When does NBT BANCORP INC.'s group plan renew?
The most recent Schedule A policy period for NBT BANCORP INC. ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from NBT BANCORP INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.