Form 5500 · Employee benefit plan · BUFFALO, NY
MERCHANTS MUTUAL INSURANCE COMPANY
Public Form 5500 records show how MERCHANTS MUTUAL INSURANCE COMPANY (BUFFALO, NY) structures its employee benefits. Its broker of record is MERCER HEALTH AND BENEFITS, LLC. Coverage is written through HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 16-0550140 · plan 508 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. | Health | 441 | December | $39,421 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 535 | December | $34,295 |
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 462 | December | $27,447 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Vision | 199 | December | $2,203 |
| HARTFORD LIFE AND ACCIDENT | — | 321 | March | $267 |
Questions
Who is MERCHANTS MUTUAL INSURANCE COMPANY's benefits broker?
Per its most recent Form 5500 Schedule A, MERCHANTS MUTUAL INSURANCE COMPANY's broker of record is MERCER HEALTH AND BENEFITS, LLC.
What insurance carrier does MERCHANTS MUTUAL INSURANCE COMPANY use?
MERCHANTS MUTUAL INSURANCE COMPANY's benefit plan is written through HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC., among 5 disclosed carriers.
When does MERCHANTS MUTUAL INSURANCE COMPANY's group plan renew?
The most recent Schedule A policy period for MERCHANTS MUTUAL INSURANCE COMPANY ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from MERCHANTS MUTUAL INSURANCE COMPANY's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.