Form 5500 · Employee benefit plan · HAMEL, MN
LORAM MAINTENANCE OF WAY, INC.
Public Form 5500 records show how LORAM MAINTENANCE OF WAY, INC. (HAMEL, MN) structures its employee benefits. Its broker of record is USI INSURANCE SERVICES LLC. Coverage is written through SUN LIFE ASSURANCE COMPANY OF CANADA and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 41-0950401 · plan 503 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life, Disability | 1,064 | December | $163,113 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 596 | July | $19,550 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 316 | July | $8,070 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 1,471 | December | $7,305 |
| FOUR EVER LIFE INSURANCE COMPANY | — | 1,250 | May | $4,651 |
| EMPATHIA, INC. | — | 1,250 | December | $0 |
Questions
Who is LORAM MAINTENANCE OF WAY, INC.'s benefits broker?
Per its most recent Form 5500 Schedule A, LORAM MAINTENANCE OF WAY, INC.'s broker of record is USI INSURANCE SERVICES LLC.
What insurance carrier does LORAM MAINTENANCE OF WAY, INC. use?
LORAM MAINTENANCE OF WAY, INC.'s benefit plan is written through SUN LIFE ASSURANCE COMPANY OF CANADA, among 6 disclosed carriers.
When does LORAM MAINTENANCE OF WAY, INC.'s group plan renew?
The most recent Schedule A policy period for LORAM MAINTENANCE OF WAY, INC. ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from LORAM MAINTENANCE OF WAY, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.