Form 5500 · Employee benefit plan · FARMINGTON HILLS, MI
INNOVATION VENTURES, LLC D.B.A. LIVING ESSENTIALS
Public Form 5500 records show how INNOVATION VENTURES, LLC D.B.A. LIVING ESSENTIALS (FARMINGTON HILLS, MI) structures its employee benefits. Its broker of record is JAMES R NELLIGAN & ASSOCIATES LLC. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-3543942 · plan 510 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 644 | December | $11,831 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 753 | December | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life, Disability | 0 | December | $0 |
Questions
Who is INNOVATION VENTURES, LLC D.B.A. LIVING ESSENTIALS's benefits broker?
Per its most recent Form 5500 Schedule A, INNOVATION VENTURES, LLC D.B.A. LIVING ESSENTIALS's broker of record is JAMES R NELLIGAN & ASSOCIATES LLC.
What insurance carrier does INNOVATION VENTURES, LLC D.B.A. LIVING ESSENTIALS use?
INNOVATION VENTURES, LLC D.B.A. LIVING ESSENTIALS's benefit plan is written through UNUM LIFE INSURANCE COMPANY OF AMERICA, among 3 disclosed carriers.
When does INNOVATION VENTURES, LLC D.B.A. LIVING ESSENTIALS's group plan renew?
The most recent Schedule A policy period for INNOVATION VENTURES, LLC D.B.A. LIVING ESSENTIALS ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from INNOVATION VENTURES, LLC D.B.A. LIVING ESSENTIALS's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.