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Form 5500 · Employee benefit plan · OWENSBORO, KY

INDEPENDENCE BANK

Public Form 5500 records show how INDEPENDENCE BANK (OWENSBORO, KY) structures its employee benefits. Its broker of record is E M FORD & COMPANY LLC. Coverage is written through HARTFORD LIFE AND ACCIDENT and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 61-0189240 · plan 501 · as of Jul 2026

Participants
410
Carriers on file
4
Disclosed commissions
$55,139
Renewal month
December

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsCommission
HARTFORD LIFE AND ACCIDENTLife, Disability389December$43,461
EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.Vision600January$6,525
AFLAC62December$5,153
SPRING HEALTH733December$0

Questions

Who is INDEPENDENCE BANK's benefits broker?

Per its most recent Form 5500 Schedule A, INDEPENDENCE BANK's broker of record is E M FORD & COMPANY LLC.

What insurance carrier does INDEPENDENCE BANK use?

INDEPENDENCE BANK's benefit plan is written through HARTFORD LIFE AND ACCIDENT, among 4 disclosed carriers.

When does INDEPENDENCE BANK's group plan renew?

The most recent Schedule A policy period for INDEPENDENCE BANK ended in December. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from INDEPENDENCE BANK's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.