Form 5500 · Employee benefit plan · NEW YORK, NY
HELP USA INC
HELP USA INC of NEW YORK, NY files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MARSH & MCLENNAN AGENCY LLC. Coverage is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-3922973 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 1,057 | December | $30,989 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | 1,181 | December | $12,134 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | Health, Dental, Vision | 418 | December | $6,796 |
Questions
Who is HELP USA INC's benefits broker?
Per its most recent Form 5500 Schedule A, HELP USA INC's broker of record is MARSH & MCLENNAN AGENCY LLC.
What insurance carrier does HELP USA INC use?
HELP USA INC's benefit plan is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, among 3 disclosed carriers.
When does HELP USA INC's group plan renew?
The most recent Schedule A policy period for HELP USA INC ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from HELP USA INC's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.