Form 5500 · Employee benefit plan · WARSAW, NY
FINANCIAL INSTITUTIONS INC
Public Form 5500 records show how FINANCIAL INSTITUTIONS INC (WARSAW, NY) structures its employee benefits. Its broker of record is SDN INSURANCE AGENCY LLC. Coverage is written through EXCELLUS BLUE CROSS BLUE SHIELD and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 16-0816610 · plan 503 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| EXCELLUS BLUE CROSS BLUE SHIELD | — | 447 | December | $98,809 |
| SUN LIFE AND HEALTH INSURANCE COMPANY | Life, Disability | 637 | December | $18,031 |
| GUARDIAN | Vision | 353 | December | $2,883 |
Questions
Who is FINANCIAL INSTITUTIONS INC's benefits broker?
Per its most recent Form 5500 Schedule A, FINANCIAL INSTITUTIONS INC's broker of record is SDN INSURANCE AGENCY LLC.
What insurance carrier does FINANCIAL INSTITUTIONS INC use?
FINANCIAL INSTITUTIONS INC's benefit plan is written through EXCELLUS BLUE CROSS BLUE SHIELD, among 3 disclosed carriers.
When does FINANCIAL INSTITUTIONS INC's group plan renew?
The most recent Schedule A policy period for FINANCIAL INSTITUTIONS INC ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from FINANCIAL INSTITUTIONS INC's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.