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Form 5500 · Employee benefit plan · WARSAW, NY

FINANCIAL INSTITUTIONS, INC.

FINANCIAL INSTITUTIONS, INC.'s employee benefit plan is documented in its annual Form 5500 filing with the Department of Labor. Its broker of record is MERCER HEALTH & BENEFITS ADMIN.. Coverage is written through SUN LIFE AND HEALTH INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 16-0816610 · plan 504 · as of Jul 2026

Participants
601
Carriers on file
2
Disclosed commissions
$17,197
Renewal month
December

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsCommission
SUN LIFE AND HEALTH INSURANCE COMPANYLife, Disability585December$14,608
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICAVision329December$2,589

Questions

Who is FINANCIAL INSTITUTIONS, INC.'s benefits broker?

Per its most recent Form 5500 Schedule A, FINANCIAL INSTITUTIONS, INC.'s broker of record is MERCER HEALTH & BENEFITS ADMIN..

What insurance carrier does FINANCIAL INSTITUTIONS, INC. use?

FINANCIAL INSTITUTIONS, INC.'s benefit plan is written through SUN LIFE AND HEALTH INSURANCE COMPANY, among 2 disclosed carriers.

When does FINANCIAL INSTITUTIONS, INC.'s group plan renew?

The most recent Schedule A policy period for FINANCIAL INSTITUTIONS, INC. ended in December. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from FINANCIAL INSTITUTIONS, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.