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Form 5500 · Employee benefit plan · GRAND RAPIDS, MI

EMERGENCY CARE SPECIALISTS, P.C.

Public Form 5500 records show how EMERGENCY CARE SPECIALISTS, P.C. (GRAND RAPIDS, MI) structures its employee benefits. Its broker of record is LIGHTHOUSE GROUP, AN ALERA GROUP. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 6 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-2522953 · plan 501 · as of Jul 2026

Participants
341
Carriers on file
7
Disclosed commissions
$38,679
Renewal month
December

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsCommission
UNUM LIFE INSURANCE COMPANY OF AMERICALife, Disability465December$15,579
UNUM INSURANCE COMPANY78December$8,585
UNUM INSURANCE COMPANY50December$5,831
UNUM INSURANCE COMPANY74December$4,040
EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.Vision639December$3,196
UNUM LIFE INSURANCE COMPANY OF AMERICA139December$1,448
ENCOMPASS355December$0

Questions

Who is EMERGENCY CARE SPECIALISTS, P.C.'s benefits broker?

Per its most recent Form 5500 Schedule A, EMERGENCY CARE SPECIALISTS, P.C.'s broker of record is LIGHTHOUSE GROUP, AN ALERA GROUP.

What insurance carrier does EMERGENCY CARE SPECIALISTS, P.C. use?

EMERGENCY CARE SPECIALISTS, P.C.'s benefit plan is written through UNUM LIFE INSURANCE COMPANY OF AMERICA, among 7 disclosed carriers.

When does EMERGENCY CARE SPECIALISTS, P.C.'s group plan renew?

The most recent Schedule A policy period for EMERGENCY CARE SPECIALISTS, P.C. ended in December. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from EMERGENCY CARE SPECIALISTS, P.C.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.