Form 5500 · Employee benefit plan · MIDLAND, MI
DOW CREDIT UNION
DOW CREDIT UNION's employee benefit plan is documented in its annual Form 5500 filing with the Department of Labor. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through BLUE CROSS BLUE SHIELD OF MICHIGAN and 9 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-0495567 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health | 349 | August | $87,797 |
| DELTA DENTAL OF MICHIGAN | Dental | 364 | December | $15,926 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 242 | December | $7,515 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 129 | December | $6,711 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 160 | December | $3,248 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 404 | December | $2,514 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | 22 | December | $2,218 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 160 | December | $634 |
| PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | — | 7 | December | $338 |
| ULLIANCE, INC. | — | 183 | December | $0 |
Questions
Who is DOW CREDIT UNION's benefits broker?
Per its most recent Form 5500 Schedule A, DOW CREDIT UNION's broker of record is LOCKTON COMPANIES, LLC.
What insurance carrier does DOW CREDIT UNION use?
DOW CREDIT UNION's benefit plan is written through BLUE CROSS BLUE SHIELD OF MICHIGAN, among 10 disclosed carriers.
When does DOW CREDIT UNION's group plan renew?
The most recent Schedule A policy period for DOW CREDIT UNION ended in August. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from DOW CREDIT UNION's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.