Form 5500 · Employee benefit plan · RIVERWOODS, IL
DISCOVER FINANCIAL SERVICES
DISCOVER FINANCIAL SERVICES's employee benefit plan is documented in its annual Form 5500 filing with the Department of Labor. Its broker of record is MERCER HEALTH & BENEFITS LLC. Coverage is written through LIFE INSURANCE COMPANY OF NORTH AMERICA and 16 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-2517428 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 4,947 | May | $108,864 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 11,092 | December | $40,755 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 19,797 | May | $38,193 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 6,738 | December | $33,712 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 12,577 | December | $19,388 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 27 | December | $4,864 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 19,327 | May | $0 |
| UNITED BEHAVIORAL HEALTH DBA OPTUM | — | 20,401 | December | $0 |
| HARTFORD LIFE AND ACCIDENT | Life | 20,350 | December | $0 |
| HARTFORD LIFE AND ACCIDENT | Life | 16,326 | December | $0 |
| VISION SERVICE PLAN | Vision | 13,923 | December | $0 |
| HARTFORD LIFE AND ACCIDENT | Disability | 11,172 | December | $0 |
| METLIFE LEGAL PLANS | — | 3,498 | December | $0 |
| SELECTHEALTH | Health | 2,755 | December | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 5 | December | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 34,005 | December | $0 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health | 7 | December | $0 |
Questions
Who is DISCOVER FINANCIAL SERVICES's benefits broker?
Per its most recent Form 5500 Schedule A, DISCOVER FINANCIAL SERVICES's broker of record is MERCER HEALTH & BENEFITS LLC.
What insurance carrier does DISCOVER FINANCIAL SERVICES use?
DISCOVER FINANCIAL SERVICES's benefit plan is written through LIFE INSURANCE COMPANY OF NORTH AMERICA, among 17 disclosed carriers.
When does DISCOVER FINANCIAL SERVICES's group plan renew?
The most recent Schedule A policy period for DISCOVER FINANCIAL SERVICES ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from DISCOVER FINANCIAL SERVICES's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.