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Form 5500 · Employee benefit plan · BINGHAM FARMS, MI

COMMON GROUND, INC.

Public Form 5500 records show how COMMON GROUND, INC. (BINGHAM FARMS, MI) structures its employee benefits. Its broker of record is KAPNICK & COMPANY, INC.. Coverage is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-1997712 · plan 501 · as of Jul 2026

Participants
359
Carriers on file
5
Disclosed commissions
$73,112
Renewal month
December

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsCommission
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife, Disability343December$43,794
BLUE CARE NETWORK OF MICHIGANHealth141December$15,083
AMERITAS LIFE INSURANCE CORPORATIONDental360December$6,831
BLUE CROSS BLUE SHIELD OF MICHIGANHealth31December$6,158
EYEMED VISION CAREVision247December$1,246

Questions

Who is COMMON GROUND, INC.'s benefits broker?

Per its most recent Form 5500 Schedule A, COMMON GROUND, INC.'s broker of record is KAPNICK & COMPANY, INC..

What insurance carrier does COMMON GROUND, INC. use?

COMMON GROUND, INC.'s benefit plan is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, among 5 disclosed carriers.

When does COMMON GROUND, INC.'s group plan renew?

The most recent Schedule A policy period for COMMON GROUND, INC. ended in December. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from COMMON GROUND, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.