Form 5500 · Employee benefit plan · SAINT LOUIS, MO
COMMERCE BANCSHARES, INC.
COMMERCE BANCSHARES, INC. of SAINT LOUIS, MO files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is AMERICAN MEDICARE COUNSELORS. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 9 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-0889454 · plan 515 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 487 | December | $110,132 |
| SECURIAN LIFE INSURANCE COMPANY | Life | 5,693 | December | $93,171 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 1,734 | December | $73,018 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 1,030 | December | $39,420 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 2,353 | December | $30,811 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Disability | 4,508 | December | $18,564 |
| HARTFORD FIRE INSURANCE COMPANY | — | 4,675 | December | $2,456 |
| CURALINC LLC | — | 4,531 | December | $0 |
| VISION SERVICE PLAN | Vision | 3,348 | December | $0 |
| RELIASTAR LIFE INSURANCE COMPANY | Stop-loss | 3,810 | December | $0 |
Questions
Who is COMMERCE BANCSHARES, INC.'s benefits broker?
Per its most recent Form 5500 Schedule A, COMMERCE BANCSHARES, INC.'s broker of record is AMERICAN MEDICARE COUNSELORS.
What insurance carrier does COMMERCE BANCSHARES, INC. use?
COMMERCE BANCSHARES, INC.'s benefit plan is written through UNUM LIFE INSURANCE COMPANY OF AMERICA, among 10 disclosed carriers.
When does COMMERCE BANCSHARES, INC.'s group plan renew?
The most recent Schedule A policy period for COMMERCE BANCSHARES, INC. ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from COMMERCE BANCSHARES, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.