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Form 5500 · Employee benefit plan · MALONE, NY

CITIZEN ADVOCATES, INC.

CITIZEN ADVOCATES, INC. of MALONE, NY files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is GILROY KERNAN & GILROY INC. Coverage is written through EXCELLUS and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Insurance carrier
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 14-1577715 · plan 501 · as of Jul 2026

Participants
511
Carriers on file
4
Disclosed commissions
$36,758
Renewal month
December

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsCommission
EXCELLUSStop-loss310December$15,950
COMPANION LIFE INSURANCE COMPANYLife534December$7,647
GUARDIANDental, Vision337December$6,707
MUTUAL OF OMAHA INSURANCE COMPANYLife, Disability534December$6,454

Questions

Who is CITIZEN ADVOCATES, INC.'s benefits broker?

Per its most recent Form 5500 Schedule A, CITIZEN ADVOCATES, INC.'s broker of record is GILROY KERNAN & GILROY INC.

What insurance carrier does CITIZEN ADVOCATES, INC. use?

CITIZEN ADVOCATES, INC.'s benefit plan is written through EXCELLUS, among 4 disclosed carriers.

When does CITIZEN ADVOCATES, INC.'s group plan renew?

The most recent Schedule A policy period for CITIZEN ADVOCATES, INC. ended in December. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from CITIZEN ADVOCATES, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.