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Form 5500 · Employee benefit plan · BILLINGS, MT

ALTERNATIVES, INC.

Public Form 5500 records show how ALTERNATIVES, INC. (BILLINGS, MT) structures its employee benefits. Its broker of record is PAYNEWEST INSURANCE. Coverage is written through PRINCIPAL LIFE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in June.

Benefits broker of record
Plan renews
June

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 81-0382745 · plan 501 · as of Jul 2026

Participants
137
Carriers on file
6
Disclosed commissions
$30,438
Renewal month
June

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsCommission
PRINCIPAL LIFE INSURANCE COMPANYDental, Vision141June$10,946
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY153June$6,157
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYDisability153June$5,284
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife106June$3,851
AFLAC16June$2,998
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife153June$1,202

Questions

Who is ALTERNATIVES, INC.'s benefits broker?

Per its most recent Form 5500 Schedule A, ALTERNATIVES, INC.'s broker of record is PAYNEWEST INSURANCE.

What insurance carrier does ALTERNATIVES, INC. use?

ALTERNATIVES, INC.'s benefit plan is written through PRINCIPAL LIFE INSURANCE COMPANY, among 6 disclosed carriers.

When does ALTERNATIVES, INC.'s group plan renew?

The most recent Schedule A policy period for ALTERNATIVES, INC. ended in June. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from ALTERNATIVES, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.